Takes Effect

Takes effect

Federal Banking, money and insurance

Fed will publish stress test scenarios and model changes for public comment each year

The Federal Reserve will release proposed stress test scenarios each January for at least 30 days of public comment, and will seek comment on material model changes before using them. It also finalizes the models for the coming test.

Who it affects

Large banks and holding companies subject to Fed stress tests

When

This rule takes effect on November 2, 2026.

Official text

FR Doc. 2026-20247: Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL
On Federal Register. The official text is what counts; read it before you act.

Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.

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