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Federal Banking, money and insurance

HUD's Section 108 loan guarantee fee rises to 1.05 percent from 0.58 percent

Borrowers under Section 108 loan guarantee commitments awarded in the new fiscal year pay a fee of 1.05 percent of the loan principal at each disbursement, up from 0.58 percent. The fee applies only if Congress again requires or allows HUD to charge it.

Who it affects

Local governments and other Section 108 loan borrowers

When

The changes described here start on October 28, 2026.

Official text

FR Doc. 2026-19743: Section 108 Loan Guarantee Program: Announcement of Fee To Cover Credit Subsidy Costs for FY 2027
On Federal Register. The official text is what counts; read it before you act.

Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.

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