FAIR Plan must tell policyholders every year about coverage options from regular insurers
The California FAIR Plan must send every policyholder a notice of coverage options at least yearly, including at each renewal, and agents must tell clients about clearinghouse offers from regular insurers. Agents registered with the plan must complete its approved training.
Who it affects
FAIR Plan policyholders, insurance agents and brokers, and clearinghouse insurers
When
This law takes effect on January 1, 2027. California laws take effect on January 1 of the year after they are signed, unless the law says otherwise.
- : Signed into law
- : This law takes effect
- : Clearinghouse insurers start quarterly reports on policies they issue
- : FAIR Plan can share policyholder details with clearinghouse insurers
Official text
California AB 69: FAIR Plan policy notices and renewals.
On California Legislative Information. The official text is what counts; read it before you act.
Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.