Life and disability insurers barred from using genetic tests to deny or price coverage
Life and disability insurers cannot deny, limit or price coverage on genetic tests, or ask for genetic information. The exception: results in a medical record, not from a direct-to-consumer test, used with consent only to rule out a risk. Full genomes are off limits.
Who it affects
Life and disability insurers and applicants
When
This law takes effect on January 1, 2027. California laws take effect on January 1 of the year after they are signed, unless the law says otherwise.
- : Signed into law
- : This law takes effect
Official text
California AB 1798: Genetic testing for life and disability insurance.
On California Legislative Information. The official text is what counts; read it before you act.
Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.