Takes Effect

Takes effect

Banking, money and insurance

Stablecoin issuers under the Comptroller must redeem coins within two business days

The Comptroller of the Currency sets rules under the GENIUS Act for the stablecoin issuers it oversees, covering reserves, capital, custody and redemption. Issuers must generally redeem within two business days and file weekly confidential reports, and may seek more time when redemption requests top 10 percent in 24 hours.

Who it affects

Stablecoin issuers and national banks overseen by the Comptroller of the Currency

When

This rule takes effect on January 18, 2027.

Official text

FR Doc. 2026-21706: Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency
On Federal Register. The official text is what counts; read it before you act.

Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.

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