Takes Effect

Takes effect

California Housing and property

State creates a wildfire home hardening loan program, if lawmakers fund it

The state clean energy financing authority must run a California Wildfire Resilience Loan Program to help property owners pay for home hardening, defensible space and smoke retrofits, with tools like loan loss reserves and interest rate buy-downs. It runs only if the Legislature funds it.

Who it affects

Homeowners, small businesses and nonprofits making wildfire safety upgrades

When

This law takes effect on January 1, 2027. California laws take effect on January 1 of the year after they are signed, unless the law says otherwise.

Official text

California SB 894: Wildfire resiliency: financial assistance.
On California Legislative Information. The official text is what counts; read it before you act.

Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.

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