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California Banking, money and insurance

Insurers face new limits on sharing customers' personal information

A rewritten insurance privacy law bars insurers, agents and their vendors from sharing a customer's personal information unless it is reasonably needed for an insurance transaction or the customer consents. Customers get a stand-alone privacy notice and can see, correct or delete their data.

Who it affects

Insurance companies, agents, reinsurers, their vendors and policyholders

When

This law takes effect on January 1, 2027; the changes described here start on July 1, 2028.

Official text

California SB 354: Insurance Information and Privacy Protection Act.
On California Legislative Information. The official text is what counts; read it before you act.

Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.

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