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California Health and health care

Patients misled by a wrong provider directory pay only in-network costs

Health plans and insurers must cover care when an enrollee relied on a wrong or misleading provider directory, where before regulators only had the power to order it. Providers may charge only in-network cost sharing, and plans check directories through one state-chosen data hub.

Who it affects

Health plan enrollees, health plans, insurers and providers

When

This law takes effect on January 1, 2027; the changes described here start on July 1, 2027.

Official text

California AB 280: Health care coverage: provider directories.
On California Legislative Information. The official text is what counts; read it before you act.

Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.

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