Individual and small group insurance must cover fertility care and hearing aids, if approved
If the federal health department approves California's new benchmark plan, individual and small group health insurance policies must cover infertility care, including three retrieval attempts and unlimited embryo transfers, plus wheelchairs, CPAP machines, hearing exams and one hearing aid per ear every three years.
Who it affects
People with individual and small group health insurance, and insurers
When
This law took effect on January 1, 2026, but the changes described here start on January 1, 2027.
- : Signed into law
- : Law took effect
- : The changes described here start to apply
Official text
California AB 224: Health care coverage: essential health benefits.
On California Legislative Information. The official text is what counts; read it before you act.
Not legal advice. Plain-English summaries to help you find what changes and when. Not legal advice: read the official text, and ask a lawyer about your situation.